Showing posts with label insurance hikes. Show all posts
Showing posts with label insurance hikes. Show all posts

Thursday, November 29, 2012

Calling on the Posse, Part II



Just in case you've stumbled upon this blog as the result of searching for "big guns," "women with guns," "right to bear arms," or some other such bullhonky, this post is actually another rant of a crazed politically liberal woman with an independent health insurance policy and a child with exceptional healthcare needs who is waiting in fear for the envelope from Anthem Blue Cross that will inform her that her monthly premium will be rising by some outrageous amount in February of 2013. If you were, in fact, hoping for a photo of a woman with a gun or were just shopping around the internets looking for confirmation of your insane need to protect your gun rights now that the country has elected -- for the second time -- a half-black socialist who is intent on taking over the country you love -- well, you've come to the wrong place. Because this blog is actually about the ridiculous fear that many of us who own Anthem Blue Cross insurance policies have about the upcoming proposed rate increases. It's also about the confusing parts of The Affordable Care Act and insurance exchanges and what they might mean to us and when they kick in and what more do we have to do and how do we do it? This post is also about the chat I had over the counter with the nice pharmacist at The Rite-Aid yesterday about whether or not Anthem has added clobazam, the drug that actually helps Sophie, to its formulary so that it will cost $30.00 instead of $400.00 or whether I should just make my plans to fly up to Vancouver in a couple of months to purchase the drug for $63.00 because evidently the pharmaceutical company is jacking up the price here in the United States but not in Canada. The pharmacist confirmed that I will be flying to Vancouver. This post is also meant to provoke my Readers' insurance questions, all of which I'm going to compile into some sort of document and then try to find the answers to them, collectively (not socialist, but collectively).

So, Reader, do you have any questions about your insurance coverage and/or what you might expect as we move forward with the lumbering Affordable Care Act? Feel free to rant a bit about the fact that we don't have universal health care coverage in this country, and if you live in one of the many states that are refusing to enact health care exchanges or implement the ACA, leave a rant here, too. And if you're one of those people who thinks we're all lazy bums for wanting universal healthcare coverage, you can just keep googling "big guns," and "right to bear arms" and click right on off this page.

We have our own posse, and it's growing.

Wednesday, November 28, 2012

Calling on the Posse



I just read that Anthem Blue Cross is preparing to raise rates up to 25% for its independent subscribers. Sophie has an independent policy with Anthem Blue Cross, separate from The Husband, who carries the boys and me on his. I'm not sure people realize that despite the terrific improvements of the Affordable Care Act, it didn't do much to address the serious problems that those with independent policies have in affording them. Basically, Big Insurance and Big Pharm kept all the perks and continue to rake in the profits at our expense. It does look like California is addressing this latest travesty, but God forbid we should have universal healthcare coverage, or what the right calls socialized medicine ( I think I'll take to my grave someone I heard with the thickest redneck accident saying pre-Affordable Care Act that she didn't want no government comin' between me and my doctor.

I guess the 630,000 individual policyholders here in California, including Sophie, Henry, Oliver, The Husband and myself, need to get off our lazy asses and work harder.

I'm more inclined to raise a posse.

How about you?

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